Current Account

Current Account

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Current Account

  • Current Accounts are ideal for all your business transactions. Access your account anytime and make unlimited payments as per account holder profile.
  • Open a “Current Account” with GSC Bank (The Gujarat State Co-operative Bank Ltd.), which comes with an array of services & facilities at no extra cost.

Eligibility

  • Current Account can be opened in the name of Individuals (except an illiterate, an undischarged solvent and a lunatic), sole proprietorship firm, partnership firms, private and public limited companies, HUFs, local body, club, society, associations, trusts, executors, administrators, liquidators etc.

Features

  • Account can be opened with Rs.1000/- for individuals & Rs.5000/- for non-individuals
  • Free Net Banking Facility*
  • Free Mobile Banking Facility*
  • No Average Quarterly Balance Criteria.
  • Free SMS
  • Nil charges for RTGS, NEFT, IMPS, UPI
  • Extended time for Outward Clearing/Funds Transfer transactions
  • Personalized cheque book facility
  • Offering Personalized RuPay Debit Card with a host of features such as exclusive offers on shopping, restaurants, etc.,(in collaboration with RUPAY)*
    *T&C Apply

Who can open a “Current Account”?

  • Individual – Single / Joint account
  • Sole Proprietorship firm
  • Partnership firm & LLP
  • Hindu Undivided Family
  • Private/Public Ltd Company
  • Trust, Club, Association & Society
  • Government / Semi-Government Bodies / Department

Current Account - Privilege

  • Current Accounts are ideal for all your business transactions. Access your account anytime and make unlimited payments as per account holder profile.  Here is a unique offering for HNI clients.*
  • Open a “Current Account – Privilege” with us, which comes with an array of services & facilities at no extra cost.

Eligibility

  • Current Account can be opened in the name of Individuals (except an illiterate, an undischarged solvent and a lunatic), sole proprietorship firm, partnership firms, private and public limited companies, HUFs, local body, club, society, associations, trusts, executors, administrators, liquidators etc.
  • Average Quarterly Balance (AQB) to be maintained minimum Rs.1,00,000/- to avail host of benefits under preferred category.

Features

  • Free Net Banking Facility*
  • Free Mobile Banking Facility*
  • Free SMS
  • Free Passbook facility
  • Free Cheque Book facility

* T&C Apply

  • Nil charges for RTGS, NEFT, IMPS, UPI
  • Extended cut-off time for Outward Clearing/Funds Transfer
  • Personalized cheque book facility
  • Offering Free Personalized RuPay Debit Card (Platinum) with a host of features such as a High Cash Withdrawal limit (through ATM) – Rs.50,000/- (Platinum Card) per day, for eligible category.
  • High purchase limit (POS) through Platinum Debit Card – Rs.1,00,000/- per day ( Per swipe limit of Rs.50,000/-)  for eligible category.
  • Other value added services offered such as 50% concession in processing charges relating to retail loans availed by account holder.
  • Most of the services being offered free of cost